TCPA-Violating Telemarketing Calls and Faxes and Lawsuits

Movers of the Valley, Inc. (moving company)

Whether you're moving across the street or state to state, Movers of the Valley brings in the specially equipped truck, two experienced and qualified movers and packers, and a level of customer care you'll appreciate. And not for the $75 to $85 an hour which other moving companies charge, but for $45 to $50 an hour. The average one-bedroom apartment move costs $135. Two bedrooms, $180. And the average three-bedroom home, just $270. We make moving day a breeze for you. Call us at 480-834-8000. Thanks for your time.

Star Equity Funding, LLC (mortgage broker)

Hello, this is Susan with Star Equity Funding. We are doing a survey for one of our banks to see how many people would refinance their home if they could lower their payments or get some cash if it was available at no cost and was available for people with good credit as well as well for people with damaged credit. For your participation, you will receive product coupons that will save you hundreds of dollars. Could you help us by answering these quick questions?

[pause]

Great! And now for the survey. [beep]

[different voice, male, same voice as on Movers of the Valley call, different from Millennium Mortgage Group call, but almost identical script]

Please answer each question after the tone. Did you know that it's possible to refinance your home, and get cash out to pay off bills or credit cards, saving you hundreds of dollars each month, or cash out for any reason, even if you have credit problems, were you aware of that? [beep]

[pause]

Question number two. Were you aware that there is no up-front cost to refinance? By that, I mean you can refinance with no money out of your pocket and again, this program is for people with good credit as well as those with bad credit. Were you aware of that? [beep]

[pause]

And now for the last question: If you qualified for a refinance program that was available for no out-of-pocket cost, and at a good interest rate and payment, would you be likely to take advantage of it? [beep]

[female voice again]

Thank you for your help with our survey. If you would like more information on one of these loan programs that can save you thousands of dollars over the next few years, please leave us your name and phone number, and someone will call you back real soon. There is no charge for this service. Please state your name, and spell your last name, after the tone.

[pause]

And now your phone number, including area code, after the tone.

Thank you for your help with our survey. If you would like to contact us, please call us in Kansas City at 903-722-7319. Again, this is a free service, there is no obligation, and thanks once again.

Cambridge Home Loans (mortgage broker)

Hi, this is Brook with Cambridge Mortgage Loans Research Department. I'm calling on behalf of our mortgage company, and I'm kind of surprised we haven't heard from you. You see, we have a special banking relationship with most mortgage entities, and I'm looking at our records and it shows that we can probably reduce your mortgage rate tremendously. Plus, we have the ability to provide cash to pay off bills, in most cases with no out-of-pocket costs to you at all and that's regardless of your credit situation.

Please call us back right away, my name is Brook, and I'm calling on behalf of your senior loan officer Iris Kissner and my number is 1 866 893 9430. Again, that number to call us back is 1 866 893 9430.

Thanks, and have a great day! Bye bye!

Millennium Mortgage Group, LLC (mortgage broker)

Hello, this is Carrie with Mortgage Services of San Francisco. We are doing a survey for one of our banks to see how many people would refinance their home if they could lower their payments or get some cash if it was available at no cost and was available for people with good credit as well as for people with damaged credit. For your participation, you will receive product coupons that will save you hundreds of dollars. Could you help us by answering these quick questions?

[pause]

Great! Your survey will begin after the tone. [beep]

[male voice]

Question number one. Please answer each question after the tone. Did you know that it's possible to refinance your home, and get cash out to pay off bills or credit cards, saving you hundreds of dollars each month, or cash out for any reason, even if you have credit problems? [beep]

[pause]

Question number two. Were you aware that there are no up-front costs to refinance? By that, I mean you can refinance with no money out of your pocket and again, this program is for people with good credit as well as those with bad credit. Please respond after the tone. [beep]

[pause]

And now the last question: If you qualified for a refinance program that was available for no out-of-pocket cost, and had a good interest rate and payments, would you be likely to take advantage of it? [beep]

[pause]

[different voice, female]

Thank you for your help with our survey. If you would like more information on one of these loan programs that can save you thousands of dollars over the next few years, please leave us your name and phone number, and someone will call you back soon. There is no charge for this service. Please state your name, and spell your last name, after the tone.

Universal Consultants of Energy, LLC

This is a message for all Maricopa County homeowners. How would you like to save at least 50% on your heating and cooling bills within the next thirty days? For more information, please press 1.

Want more information? We can show you ways to reduce your APS and SRP bills by 50%. If you would like to have a free energy analysis by one of our representatives, please press 1, leave your name, phone number and best time to reach you, and we hope you have a wonderful day.

Camelback Pizza, Inc. d/b/a Papa John's Pizza (pizza delivery)

Hi, I'm calling from Papa John's on Central and Baseline. We're just calling to offer you a special that we have, it's a buy one get one free. If you're interested you can reach us here at 288-1055.

International Institute of the Americas d/b/a Arizona Institute of Business and Technology (school)

[Call was a "survey" about age and education level, cut short if answers didn't indicate candidate for buying their school services.]

Star Equity Funding, LLC

I'm sorry, I must have dialed the wrong number.

unknown caller

This is a call about "guaranteed funds for Maricopa County homeowners" ... [money is available for you, from $12,000 to $xx,xxx... if interested, press 1. ... your credit status doesn't matter. Only mention of loan is that if you leave your name and number a "loan counselor" will call. No ID of caller, no address or telephone number of caller, Caller ID faked with a disconnected number.]

Star Equity Funding, LLC

[First call was Brandon LaVato from Star Equity Funding, LLC called me to ask if I was still interested in refinancing my home. Second call was pre-record as I've seen before.]

Arizona Republic (Phoenix Newspapers, Inc.)

[Called trying to get me to subscribe.]

Acacia Mortgage Corporation (called for by "JMG")

Hi, this is Scott with JMG, and I'm calling people like yourself who may have recently refinanced their mortgage. I'm sure you've heard that interest rates have continued to fall and as a matter of fact we're noticing many people are taking their 30-year mortgage down to a 15-year and they're able to keep keep their monthly payment somewhat the same. If your interest rate is higher than 6%, please call, uh, we'd love to help before the rates move back up.

Again, this is Scott and our number is 480-505-0262.

Thanks a lot, and have a great day. Goodbye.

Fox Hill Financial, LLC (mortgage broker)

[beginning lost but had no telephone number or address, and a name something like Blue Sky?, and asked if I was willing to participate in a "survey". This "survey" is virtually identical to that used by Millennium Mortgage Group and Star Equity Funding, and clearly had a common source.]

[female voice]

...can save you hundreds of dollars [undecipherable] interest rates. If you are interested, press 1 on your phone to continue. Press star if you want to be added to our "no call" list. Please choose now.

[selected 1 to hear the content of the message]

[male voice]

Did you know that it's possible to refinance your home, get cash out to pay off bills or credit cards, saving you hundreds of dollars each month, or cash out for any reason? Did you know that this can be done with no upfront costs or money out of your pocket, even if you have serious credit problems, were you aware of that? If you were, press one. If you weren't, press two.

[pressed 1]

If you qualified for a refinance program that was available for no out-of-pocket costs, and at a good interest rate and payments, would you or someone you know be likely to take advantage of it? If you would, press one. If you wouldn't, press two.

[pressed 1]

If you qualified to purchase a home with no or low down payment, and at a good interest rate, would you be likely to take advantage of it? If you would, press one. If not, press two.

[pressed 1]

For more information on loan programs that can save you thousands of dollars over the next few years, please enter your full ten-digit telephone number, including the area code.

[entered the called telephone number]

For more information on loan programs that can save you thousands of dollars over the next few years, please enter your full ten-digit telephone number, including the area code. [yes, the same thing again] Thank you for your help with our survey. If you would like more

[entered the called telephone number; call hung up]

Avalona Communications, Inc. (inactive corporation)

[Fax touting "Stockreporters.com" and a particular biotech over-the-counter stock, NNBP, Nanobac Pharameceutical (also coincidentally(?) being touted over the weekend on Yahoo Finance message boards). Missouri AG Jay Nixon has already sued Emmanuel/Avalona over his junk faxing. Fax remove number given was 800-390-1403 (Fax.com).]

Vacation Getaway Travel, Inc. (travel agency)

[Fax advertising Orlando and Daytona Beach vacations, giving the contact number 800-836-1568 and fax remove number of 800-390-1403 (Fax.com).]

Unknown (travel-related)

[Message asking me to call Jennifer Miller at 1-800-585-5526 regarding a Scottsdale study, for which I've been selected to win a weekend Carnival cruise. Hi, this is Jennifer Miller, my number is 1-800-585-5526. As part of our Scottsdale [opinion survey?] [you've been selected to receive a weekend Carnival cruise... on the Ecstasy of the Carnival line .... you'll leave Los Angeles harbor on Friday ... a day in Ensenada, Mexico ...] ]

Unknown (sweepstakes)

[Repeated abandoned calls to my cell phone from 888-227-1881, which identifies itself as "Ryan Enterprises." The toll-free carrier is Qwest.]

Intelligent Alternatives, LLC

Laguna Capital Marketing, LLC

Hi, this is Mike and I'm calling on behalf of V&C property management here in Arizona. And before I go any further, I just want to say that I'm not trying to sell anything. As a matter of fact, our group purchases over 50 homes a month here in the greater Phoenix area. So if you're thinking of selling your house or maybe knew a neighbor who is considering that, there's a very good chance that we'd be very interested in buying it. We've got a large pool of buyers and we're always trying to meet the demands of those folks, so if you're thinking of selling we could certainly use the help. Again, my name is Mike and the phone number is 480-657-5848. Thanks a lot, and have a great day. Goodbye.

ProSTEP, Inc.

[This was a call offering a free CD by Kevin Lehmann on getting out of the rat race which includes an "explanation of the three types of income" and is great "if you are an aspiring entrepreneur." To get the book, you are instructed to call 913-385-4784. The call says your number was not on the national Do Not Call list, but if you want your number removed from their database, to press 9. It ends with "I look forward to helping you reach your goal." If anyone managed to record and transcribe this, I would welcome a copy.]

Market Strategies (?)

[This was a survey call asking who at "my company" makes decisions about Internet and telecom services. I stated that this was a private residence and asked to be put on the Do Not Call list. I didn't ask for a written DNC policy.]

Saturn of Tempe

[This was a prerecord call from Bob Santamaria asking why I hadn't brought my car in for service lately and offering an inspection/oil change deal. The rule on this call is that if I had purchased something from them in the last 18 months (i.e., after July 10, 2004) or made an inquiry of them in the last three months, then this falls within the established business relationship exemption. Since I paid for service from them in November 2004, the call is legal.]

Unknown (mortgage refinance)

[Prerecorded call advertising mortgage refinancing from 707-662-0417, "Name unknown."]

Sirius Satellite Radio

[Prerecorded call from "TOLL FREE 866-499-7474" trying to get me to resubscribe with Sirius. This was not a violation since I was recently a customer. I had to press zero to talk to an operator; I requested to be put on their do-not-call list and receive a copy of their written do-not-call policy, which the operator told me that they do not have. I told her that it is legally required, and she put in the notes on my account that I am not to be called or emailed and that I have requested a DNC policy.]

Unknown Car Warranty Company

Unknown Travel Agency

[Prerecorded call from 866-526-9732 saying that I've won a no-catch vacation travel trip, all I have to do is leave my name and number and I'll be told where to pick it up. It hung up on me before I could leave a unique fake name and a real number, so I can identify who to sue.]

United Debt Aid

[Prerecorded call to my cell phone from 442074144370 saying that if I press one I'll be told how to lower my credit card interest rates. I pressed one and asked what company it was, and was told United Debt Aid. When I asked to be put on their do-not-call list, I was hung up on. This call was very similar to the Unknown Car Warranty call on January 30.]

Dish Network (unknown reseller)

[Prerecorded call to my cell phone from 614-847-4222 (apparently spoofed caller ID) advertising satellite television service. I pressed one to speak to a live operator, who claimed he was with Dish Network and wouldn't give a more specific company name. When I pressed him further, he said he was with "Third Party Marketing." I asked to be put on their do-not-call list, and he agreed and then hung up before I could ask for a copy of their written do-not-call policy.]

"United Travel Network"

[Prerecorded call to my cell phone from 443-550-7969 (caller ID), from "Maggie" claiming that I had won a trip for two (these are apparently timesharing lead generation scams): "Hi, this is Maggie with the promotional offices of SamStar Advertising. Please be advised the entry form your family member filled out at one of our events last year was pulled and you and your spouse have been selected to receive two complimentary round trip airfare tickets to your choice of any destination in the United States including Hawaii and Puerto Rico. Congratulations! For directions on redeeming your complimentary roundtirp airfare tickets with no obligation to purchase anything, simply call 1-800-282-3958. Now we can honor your promotional package for 24 hours, so please call as soon as you can. Congratulations again and enjoy round trip airfare tickets for two on us." ]

Unknown payday loan company

[Prerecorded call to my residence from 720-452-5645 (caller ID), claiming to be about my (nonexistent) payday loan and refinancing options. This was not a person, but it fooled me at first because it paused and waited for my verbal response." ]